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4% vs 6% Interest
Same loan. Two rates. Massive difference.
Standard vs +$500/mo Extra
How an extra $500 monthly destroys your mortgage.
15-Year vs 30-Year
Half the time. Way less interest.
Monthly vs Biweekly Payments
One extra payment a year = years off.
10% Down vs 20% Down
Bigger down payment, smaller life-cost.
Same loan. Two rates. Massive difference.
4% vs 6% Rate
4% Rate
$400,000 · 4% · 30yr
Monthly Payment
$0
Total Interest
$0
Paid Off In
30.0 yrs
6% Rate
$400,000 · 6% · 30yr
Monthly Payment
$0
Total Interest
$0
Paid Off In
30.0 yrs
0.0s / 7s
Title
Tagline
16:9
9:16
mp4
webm
gif
Win: interest
Win: payoff
Win: monthly
Scenario A
Label
Color
Principal $
Rate %
Years
Extra $/mo
Scenario B
Label
Color
Principal $
Rate %
Years
Extra $/mo
Live comparison
Interest gap
$175,875
Years gap
0.0
Winner
4% Rate
Same loan. Two rates. Massive difference.
4% vs 6% Rate
4% Rate
$400,000 · 4% · 30yr
Monthly Payment
$0
Total Interest
$0
Paid Off In
30.0 yrs
6% Rate
$400,000 · 6% · 30yr
Monthly Payment
$0
Total Interest
$0
Paid Off In
30.0 yrs